Brokers operating in the home insurance sector should be thinking about university this month. No, not going to university themselves but all those students who are heading off to higher learning. While their minds may be on the partying and the excitement of physics or history, there’s a gloomier side to university life that offers…

If you’re a broker dealing with commercial lines then you’ll be only too aware of the endless softening of rates recently. The recession and serious competition are eating into margins voraciously. Carriers are pushing hard to exploit both professional indemnity and the directors and officers space too. The latter (D & O) has seen softening…

When it comes to insuring business profits, there are many ways to do it via a whole catalogue of seemingly identical insurance policies all with very different names. You will most readily come across the following terms: Business Interruption Increased Cost of Working Consequential Loss Loss of Profits Loss of Income Loss of Revenue The exact definition of the…