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RiskHeads Insurance Magazine

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How to Protect Your Insurance Brokerage Against Cyber-Attacks

What Happens When Something Is Under-Insured?

Calculating the Reserves an Insurer Must Carry

Insurance Premium Modelling – An Introduction

Month: October 2010

Actuarial Science, How-Tos, Insurance Glossary

The Average Condition

Adam Bishop/October 26, 2010July 31, 2015 /1 Comment

As part of our ongoing insurance how-to we continue to explore the terminology and practices used in the Insurance world. Today we will be looking at The Average Condition and will explore ; What is an Average Condition ? Example of Average applying to a Claim Special Condition of Average – 75% Why do Insurers…

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Actuarial Science, How-Tos, Insurance Glossary

Operating Ratio

Adam Bishop/October 14, 2010August 3, 2015

As part of our ongoing insurance how-to series we continue to explore the terminology and practices used in the Insurance world. Today we will be looking at Operating Ratio and will explore: What is an Operating Ratio? How do you calculate an Operating Ratio? How can an Operating Ratio help me with my business? What…

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Insurance Glossary

Binding Authority

Adam Bishop/October 7, 2010August 3, 2015 /8 Comments

This week we’ll be expanding our glossary of insurance terms as we delve into Binding Authorities. Article contents: What is a Binding Authority? How does an Insurer control a binding Authority? How does the Insurer get their premium? Who handles the claims? What is a Binding Authority? A Binding Authority is an agreement whereby an…

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