Commercial Insurance policyholders may at some point face an Insurer survey of their premises so I thought I would explain why these are necessary and how the procedure works. Why have Insurers requested a survey of my premises ? These are normally requested when taking out a new policy with an Insurer if you have…

I am sure that many of us have seen reference to this in the news lately thanks in the most part to the efforts of the Home Secretary Jack Straw to get this practice outlawed. So what is the ‘Dirty Secret’ ? This is making reference to a practice which has been around for a…