Like most social media platforms, Snapchat enables friends, colleagues and families to stay in touch, share messages, images and interact. It basically enables users to ‘snap’ (take photos) and ‘chat’ – hence the name ‘Snapchat’. One of its main features, which is one of the reasons it’s become so popular, is ephemeral messaging which simply…

Our sister website SchemeServe has written about how direct insurers could pose a threat to brokers. They do, after all, have the muscle and the budget to market to customers directly and persuade them off broker’s books. Often, through advertising, they’ll try to persuade customers that they’re in fact saving vast amounts of money if…